Access Bank Diaspora Current Account

Access Bank's Diaspora Current Account is designed for individuals living outside Nigeria who want to hold and use a naira current account remotely. Listed features include a ₦10,000 minimum opening balance, no minimum daily balance and a current-account maintenance fee of ₦1 per mille. It allows direct debits, standing orders, third-party transactions and cheque books. The bank also lists real-time online access and remote account monitoring; overdraft facilities may be available to qualifying customers.

Opening documentation includes a completed form, passport photograph, proof of identity and address, references, BVN and tax identification number. The process also requires an executed indemnity for scanned, email or fax documents and compliance checks, including a FATCA form where applicable to US residents. Additional requirements apply to joint accounts.