Access Bank Gold Current Account

Access Bank Gold Current Account has a minimum opening balance of ₦5,000 and no minimum daily balance. The bank lists no monthly maintenance fee when monthly turnover remains within ₦5 million. Customers can deposit cheques and dividend warrants, and may request customised cheque books for clearing. If monthly turnover exceeds the ₦5 million limit, the bank applies an account maintenance charge of ₦1 per mille on the excess.

Opening requirements include proof of residence, two references, valid identification and a tax identification number. The account is a current-account option for customers who want the stated turnover-based fee structure. Its cheque and dividend-warrant features support regular account transactions, while charges depend on the turnover recorded during the month.