Access Bank HealthXtra

Access Bank HealthXtra is healthcare cover offered in partnership with Hygeia HMO. It is designed for individuals and groups including children, students, employees, public bodies and companies. Listed benefits include basic healthcare, pharmacy services, laboratory and diagnostic work, telemedicine consultations, emergency care and hospital accommodation of up to three days. The product page lists a network of more than 1,300 hospitals. Immunisation, antenatal care and minor surgery are subject to the stated age, waiting, renewal and plan conditions.

The cover runs for one year and may be renewed annually. Members access care at participating provider hospitals by presenting an enrollee ID or the Hygeia mobile app. The bank describes standard, senior and corporate variants; benefits, age limits and premiums vary by plan. The policy schedule and exclusions determine the services available to each enrollee.