Access Bank Individual Current Account

Access Bank Individual Current Account is a personal account for everyday banking. The bank lists a ₦10,000 opening balance, no minimum ongoing balance and an account maintenance fee of ₦1 per mille. Customers can choose among debit-card variants and use internet and mobile banking. The account allows direct debit instructions and third-party transactions; cheque books are also available. Overdraft and loan facilities may be offered to customers who qualify.

Applicants complete an account form and submit a passport photograph, two reference forms, valid identification, KYC documents and proof of residence. The bank also lists a visitation report, the signatory's BVN and a tax identification number among the requirements. Charges for other transactions follow the bank's approved tariff.