Access Bank Premier Savings Account

Access Bank Premier Savings Account has a minimum opening balance of ₦1,000 and no minimum daily balance. The bank lists an annual interest rate of 6.90%, paid monthly, a choice of debit-card variants, internet and mobile access, and transaction alerts by SMS or email. It accepts dividend warrants up to ₦10,000 and cheque deposits up to ₦2 million. Account activity can be monitored through the bank's digital and telephone channels.

Opening requirements include a completed form, passport photograph, KYC documents, proof of residence, BVN, tax identification number, AML assessment and valid identification. Foreign applicants also need a residence or work permit. The bank says a valid ID showing the same address as the account application can serve as both identification and address verification. Transaction charges follow the bank's approved tariff.