Access Bank Premium Current Account

Access Bank Premium Current Account is a specialized banking product aimed at meeting the transactional needs of affluent clients. It offers a negotiable current account maintenance fee of N1 per mille and provides free banking services when a monthly balance of ₦1 million is maintained. The account requires a minimum opening balance of ₦25,000 and includes features such as a ₦25,000 operating balance, no fixed monthly fee, and no interest on credit balances. ATM withdrawals are limited to ₦200,000 daily, with access to a debit card, cheque book, and exclusive lounges for XclusivePlus subscribers.

To open the account, applicants must submit completed forms, identification documents, and proof of address. Additional services include free monthly e-statements and 24/7 banking via online and mobile platforms. The account also allows subscription to XclusivePlus, offering enhanced lifestyle benefits. All terms and conditions are outlined in the individual account opening form, which can be downloaded or applied for online.