Queen Máxima Urges Financial Health Focus in Ghana

Queen Máxima, the United Nations Secretary-General’s Special Advocate for Financial Health, emphasized the importance of financial health over mere access to banking services during a Leadership Roundtable on Financial Health in Accra. She highlighted that expanding access to banking and digital financial services was only the first step towards building a financially secure society.

She noted that Ghana had reached a significant milestone in its financial sector development, with widespread access to banking services, mobile money, and digital payment systems forming a strong foundation for future growth. However, she stressed that financial access alone does not equate to financial health.

According to Queen Máxima, financial health should be evaluated through four key areas: managing day-to-day finances, withstanding financial shocks, pursuing long-term financial goals, and having the confidence to make sound financial decisions.